How to Pursue Compensation After a Car Crash
If you’re injured in an auto accident caused by a negligent driver, you must file a claim with your insurer, under your Personal Injury Protection coverage. This coverage will pay for a portion of your damages. However, if your damages exceed the limits of your insurance and you were seriously injured, you may be entitled to additional compensation. A Brooklyn auto accident lawyer at Parker Waichman LLP can help you pursue additional compensation by filing a civil lawsuit against the negligent driver.
What Does PIP Insurance Cover?
PIP insurance covers the following:
- Medical expenses
- Household costs
- Lost earnings
- Daily tasks
- Medical expenses
- Household costs
- Lost earnings
Your PIP insurance also provides coverage for reasonable and necessary expenses, such as:
- Household help or transportation for medical treatment. Unfortunately, this coverage does not apply to property damage.
What is New York’s Serious Injury Threshold?
You can file a lawsuit or claim against the negligent driver if you meet the state’s serious injury threshold. To meet the threshold, you must experience an economic loss that’s greater than $50,000 and meet serious injury criteria as defined by the state of New York.
The following injuries are categorized as serious by the state:
- Loss of life
- Loss of a fetus
- Fracture
- Dismemberment
- The significant limitation of the use of a body system or function
Your auto accident attorney at Parker Waichman LLP will carefully review your medical records and consult with medical professionals to determine if you meet the state’s serious injury threshold.
What Auto Accident Damages Are Available?
When you file a lawsuit, you may be entitled to the following types of economic and non-economic damages:
- Past and future medical care costs, such as hospitalization, rehabilitation, surgeries, medication, assistive medical devices and equipment, doctor’s appointments, etc.
- Past, present, and future lost wages
- Pain and suffering
- Funeral and burial costs
- Loss of quality of life
- Temporary or permanent disability
- Emotional distress
- Loss of consortium
- Loss of enjoyment of life
And more.
How Can a Brooklyn Auto Accident Attorney Help?
If you suffered a serious injury in a car accident that was not your fault and your damages exceed your insurance policy coverage limits, you may be entitled to additional compensation. An auto accident lawyer at Parker Waichman LLP will review your case to determine whether you can file a lawsuit and pursue damages in court.
During this difficult time, your car accident attorney can also help by:
- Investigating the accident
- Gathering evidence
- Interviewing witnesses
- Consulting with experts to accurately calculate damages and establish liability
- Filing paperwork
- Handling all communication with the insurance company or defense attorney
- Filing a lawsuit
- Representing you in court
.avif)
.svg){kind=small}
.avif)
