Uber Accident Law Firm
How Can I Pursue Compensation If an Uber Driver Caused My Auto Accident?
A rideshare accident can result in life-changing injuries, lost wages, and other damages. Rideshare accidents can involve multiple liable parties and it can be challenging for accident victims to know who to pursue compensation from and how.
While not all rideshare accidents are caused by negligent Uber drivers, some are and these cases can quickly become complex. The party that will be responsible for your damages will depend on the status of the Uber driver at the time of the collision. In some cases, the Uber driver, the Uber driver’s private insurance provider, and Uber can be held liable for your accident-related losses.
As mentioned above, liability heavily depends on which driving phase the Uber driver was in at the time of the accident.
These driving phases include the following:
The Uber Driver Wasn’t Logged into the Rideshare App
When you’re involved in a rideshare accident, you can recover compensation from Uber if the driver was transporting a passenger at the time of the accident or they accepted a ride request and were on their way to pick up a passenger. If the driver was not logged into the app at the time of the motor vehicle collision, Uber will not be held liable for your damages.
In this type of situation, you could pursue compensation from the driver or their insurer. If you have auto insurance, you can file a claim with your insurer to recover some compensation.
The Uber Driver Was Active On the App But Did Not Accept a Ride Request
When the Uber driver is active on the app and waiting for a ride request you may be able to recover compensation from the rideshare company’s limited insurance policy.
The limited policy covers:
- Property damage: $25,000 per collision
- Bodily injury: $50,000 per person
- Bodily injury: $100,00 per collision
The Uber driver and their insurance coverage will be the primary source of compensation. If the damages you incurred exceed what you can recover from them and your insurance policy, you can file a claim to recover benefits from Uber.
The Uber Driver Has Accepted a Ride Request Or is Actively Transporting a Passenger
Once a rideshare driver has accepted a ride request, the company’s $1 million insurance policy kicks in. The insurance coverage is active from the moment the driver accepts a ride, while the driver is en route to pick up a passenger, and until the ride has ended.
In this case, the rideshare driver and their insurance policy will be the first place you’ll pursue compensation. The rideshare company’s policy can make up the difference.
Because so much money is at stake, Uber will do everything possible to deny responsibility and liability for your accident-related damages. Their rideshare drivers are considered independent contractors, so Uber isn’t technically responsible if one of their drivers causes an auto accident. Hiring an Uber accident lawyer at Parker Waichman LLP can level the playing field, putting you in the best position to recover the compensation you deserve.
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